Invest tax-free
with a Stocks & Shares ISA
Grow your wealth without paying tax on gains or dividends. Low fees, real-time tracking, and a powerful app — all backed by FCA regulation.
Everything you need to invest smarter
Our Stocks & Shares ISA gives you tax-efficient access to global markets, wrapped in an experience designed for modern investors.
Tax-Free Investing
Pay zero tax on capital gains, dividends, or interest earned within your ISA wrapper. Keep more of what you earn.
£20,000 annual allowanceLow, Transparent Fees
No hidden costs. Competitive pricing with £0 platform fee on your ISA. You always know exactly what you're paying.
£0 platform feeInvest in the App
Open your ISA, browse investments, and manage your portfolio — all from our sleek, intuitive mobile app.
iOS & AndroidRegulated & Secure
EC Markets is authorised by the FCA (FRN: 571881). Your eligible investments are protected up to £85,000 by the FSCS.
FCA Authorised4,000+ Stocks & ETFs
Explore UK, US, and EEA stocks, fractional shares, and ETFs — from tech titans to global funds — and build a Stocks & Shares ISA portfolio that aligns with you and your values.
Asset performance displayed is for illustrative purposes only
Powerful tools, beautifully simple
Our app puts professional-grade investment tools in your pocket, wrapped in an interface anyone can use.
App-Based Investing
Open your ISA in minutes. Browse and invest in funds, ETFs, and shares — all from your phone. No paperwork, no hassle.
- Open in under 5 minutes
- Fractional shares available
- Set up regular investments
Quick Invest
£500
Global Index Fund • 75%
Confirm Investment
Real-Time Tracking
Watch your money grow with live portfolio valuations, performance charts, and price alerts — updated to the second.
- Live portfolio valuation
- Interactive performance charts
- Custom price alerts
Portfolio
Live£12,847
+11.1% all time
Portfolio Insights
Understand where your money is with detailed breakdowns by asset class, geography, sector, and risk level.
- Asset allocation breakdown
- Sector & geography analysis
- Risk score assessment
Allocation
Risk Level: Moderate
See the tax-free difference
Compare our Stocks & Shares ISA against a General Investment Account. The tax savings can make a meaningful difference over time.
| Feature |  ISAStocks & Shares ISA | GIAGeneral Investment Account |
|---|---|---|
| Tax on capital gains | None | Up to 20%* |
| Tax on dividends | None | Up to 33.75%* |
| Tax on interest | None | Up to 45%* |
| Annual allowance | £20,000 | Unlimited |
| Withdrawal flexibility | Anytime | Anytime |
| Platform fee | £0 | £0 |
| FSCS protection | Up to £85,000 | Up to £85,000 |
| Ideal for | Tax-efficient growth | Beyond ISA limit |
*GIA tax rates depend on your income tax band (2025/26). Higher and additional rate taxpayers may pay more.
Invest up to £20,000 tax-free this year
Use your full ISA allowance before the 5 April deadline.
Investors love EC Markets
Join thousands of UK investors who trust EC Markets for their tax-free investing.
4.8 out of 5 • App Store
15,000+
ISAs opened this year
£250M+
Invested through ISAs
“I had never invested before, but the EC Markets app made it so straightforward. I opened my ISA in under 5 minutes and now I'm watching my money grow tax-free.”
Sarah Mitchell
First-time investor
“I moved my ISA from a high-street bank. The difference in fees alone has saved me hundreds. The real-time tracking and portfolio insights are top-notch.”
James Lawrence
Experienced trader
“The comparison tools helped me understand exactly why an ISA was better for me. Clean interface, great support team, and I love the portfolio breakdown feature.”
Priya Kapoor
Long-term saver
Regulated & Secure
Your investments are protected by industry-leading standards
FCA Regulated
Authorised and regulated by the Financial Conduct Authority (FRN: 571881)
FSCS Protected
Eligible investments protected up to £85,000 per person by the FSCS
256-bit Encryption
Bank-grade encryption protects all data transmission and transactions
GDPR Compliant
Full compliance with UK GDPR and Data Protection Act 2018
Ready to invest
tax-free?
Join thousands of investors using our Stocks & Shares ISA. Get updates on new features and market insights — and invest up to £20,000 tax-free this year.
ISA Allowance
2025/26£15,000
of £20,000 used
Tax saved
£1,284
Remaining
£5,000
Top Up ISA
Frequently asked questions
Everything you need to know about our Stocks & Shares ISA. Can't find the answer you're looking for? Contact our team.
A Stocks & Shares ISA (Individual Savings Account) is a tax-efficient wrapper that lets you invest in stocks, ETFs, funds, and bonds without paying capital gains tax, dividend tax, or income tax on your returns. It's one of the most popular ways for UK residents to grow their wealth tax-free.
The annual ISA allowance for the 2025/26 tax year is £20,000. This is the total amount you can contribute across all your ISAs (Cash ISA, Stocks & Shares ISA, Innovative Finance ISA, and Lifetime ISA) in a single tax year.
Yes. EC Markets is authorised and regulated by the Financial Conduct Authority (FCA), FRN: 571881. Your eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS). We also use 256-bit SSL encryption to protect all data and transactions.
EC Markets charges £0 platform fee on your Stocks & Shares ISA. There are no account opening fees, no annual management fees, and no withdrawal fees. You only pay the standard dealing costs when you buy or sell investments.
Yes, you can transfer ISAs from other providers to EC Markets without losing your tax-free status or affecting your annual allowance. The transfer process is handled entirely within the app and typically takes 15–30 business days depending on your current provider.
Yes. Our Stocks & Shares ISA is fully flexible, meaning you can withdraw and redeposit funds within the same tax year without it counting towards your annual allowance. There are no lock-in periods or withdrawal penalties.
You can invest in over 4,000 stocks and ETFs from UK, US, and EEA markets. This includes individual company shares, index-tracking ETFs, sector-specific funds, and more. Fractional shares are also available, so you can start investing with as little as £1.
Opening an ISA takes under 5 minutes. Download the EC Markets app from the App Store or Google Play, complete the quick identity verification, and you're ready to start investing. You'll need to be a UK resident aged 18 or over.
Start investing
tax-free today
Download the EC Markets app and open your Stocks & Shares ISA in minutes. Available on iOS and Android.
Requires iOS 15+ or Android 10+. Free to download. Capital at risk.